💸 Payment Link

The Payment Link resource makes it effortless to collect payments securely using Pandascrow’s escrow infrastructure, with or without a website.

Payment Links create a preconfigured, shareable URL that anyone can use to send funds into an escrow account. This is perfect for freelancers, consultants, agencies, or platforms that need a quick way to request payment without needing to build complex integrations.

🔗 How It Works

You create a Payment Link with details like title, amount, payer/sender name, and what it’s for.
We generate a unique link (e.g.,https://pandascrow.io/pay/abc123)
Share the link via email, chat, social media, or your website.
When someone pays, the funds are held securely in escrow until release conditions are met.

💼 Use Cases

Freelancers requesting a 50% upfront deposit
Consultants or agencies sending payment links after a call
Social sellers collect funds before delivery
Small platforms integrating trust payments without an API

✨ Features

One-time or reusable: Choose whether a link can be used once or multiple times.
Custom branding: Add your name, email, or logo to match your professional brand.
Escrow-backed: Funds are not released until conditions are met, reducing fraud.
Email notifications: Both sender and receiver get real-time updates.
Callback URLs: Optional webhook for instant integration with your app.

🧾 Data You Can Attach

Field	Description
`title`	What the payment is for — e.g., “Landing Page Design”
`amount`	Total amount to be paid
`payer_name`	Name of the person expected to make the payment
`payer_email`	Their email — used for OTP and confirmation
`currency`	Supports NGN, USD, and other configured wallets
`notes`	Any additional instructions or context
`callback_url`	Your webhook to receive status updates
`is_reusable`	`true` or `false` — if the link can be used multiple times

🔐 Security & Controls

OTP verification for the sender before finalizing the payment
Anti-fraud checks using device fingerprint and IP
Escrow release can be triggered manually (via dashboard) or programmatically (via API)
Wallet funding, transfer, and payouts are all linked and tracked in real-time

🚀
Payment Links make getting paid as easy as sharing a URL — without losing control over how and when the money moves. Perfect for professionals, platforms, and power users who want fast, secure, escrow-backed collections.